Vidhi Saboo
Bangalore
Summary
Qualified Risk Analyst well versed in Compliance and Fraud prevention in the Fintech Domain with a strong drive to contribute to team success through hard work, meticulous attention to detail, and exceptional organizational skills. Highly motivated to continuously learn, grow, and excel in the industry.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Risk Analyst
Razorpay
12.2021 - Current
- Handled reports on the transaction level and monitored the merchants for fraud using their past GMV and transactions to maintain the FTS and CTS threshold.
- Adhered to RBI KYC guidelines during the Investigation of Merchants.
- Compiled with FIU requirements related to the Merchant's Payout
- Worked in Risk Onboarding team (Did KYC checks for the risky merchants which was alerted by the merchant onboarding team and gave the final approval).
- Handled fraud reports received from partners like VISA, Mastercard, RBL, NPCI, Cyber Crime, CID, and ED and took end-to-end action on them.
- Worked on tools like Looker for the data-driven requirement
- Experience in G2 web crawling tool and Dow Jones to help organization manage third-party risk
- Worked on VAS merchants and collaborated with external stakeholders ICICI and Axis Bank
- Have been a part of policy writing of Risk SOP for Risk Onboarding and Value added service merchants
- Worked with the product team to streamline the process by automation and recommended process improvement plans to mitigate potential losses
- Worked on Website Whitelisting, Limit Enhancement, and Settlement Schedules for the onboarded merchants by reviewing them in-depth
- Handled Escalations and gave KT to cross-functional teams and Newbies.
Education
Bcom Hons (International Finance and Accounting) -
Jain Deemed To Be University
Bangalore 06.2021
Skills
- Risk Identification, Analysis and Mitigation
- Fraud Prevention
- Anti Money Laundering and KYC due diligence
- G2- Web Crawling tool
- Dowjones
- Looker BI tool
- Freshdesk
- Microsoft Excel and Office
- Ability to work under pressure
- Data-driven Decision Making
- Teamwork
- Problem-Solving
- Communication
Certification
- Capital Market and Financial Institutions - How to Survive them
- Behavioural Finance
- Corporate Finance II: Financing Investments and Managing Risk
Accomplishments
- Rookie MVP (April 2022) Monthly Risk All Hands
- MVP (November 2022) Monthly Risk All Hands
- Achiever of the year (Feb 2023) CIO Awards
- MVP (May 2023) Monthly Risk All Hands
Languages
English
Hindi
Hobbies and Interests
- Craft
- Baking
- Mandala Art
Timeline
Risk Analyst
Razorpay
12.2021 - Current
Bcom Hons (International Finance and Accounting) -
Jain Deemed To Be University
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