Summary
Overview
Work History
Education
Skills
Accomplishments
Disclaimer
Timeline
Generic
Sonali Kukreti

Sonali Kukreti

Business Analyst
Hyderabad

Summary

Results-driven Business Analyst with 4+ years of experience in strategic alignment, external partnerships, and product innovation. Adept at data-driven decision-making, requirement analysis, stakeholder management, translating business needs into technical solutions, driving product roadmaps, and leading cross-functional teams in agile environments. Passionate about building innovative, scalable, and customer-centric products that drive operational efficiency and business growth.

Overview

6
6
years of professional experience
2
2
Languages

Work History

Business Analyst

SMFG India
12.2023 - 12.2024
  • Actively participated in daily stand ups & agile ceremonies to groom requirements, exchange ideas, address challenges, and collaborate on potential solutions.
  • Streamlined requirements gathering with effective communication and collaboration across cross-functional teams.
  • Performed gap analysis between existing systems or processes and desired state, identifying areas for improvement or enhancement.
  • Collaborated closely with stakeholders to identify opportunities for process improvements in loan approval journey
  • Supported LOS & Fin-one software projects by defining clear requirements and effectively communicating them to technical teams.
  • Interacted with internal customers to understand business needs and translate into requirements and project scope.
  • Conducted market research studies to provide valuable insights for strategic planning initiatives.
  • Led sprint planning, backlog management, and requirement gathering sessions, ensuring timely delivery of high-impact product features.
  • Implemented dashboard analytics based on customer KPIs, increasing adoption rates by 30% and user engagement by 65%.

Business Analyst in Working Capital and Lap OD

Axis bank Ltd
02.2022 - 11.2023
  • Generated reports examining degrees of risk, and presented to credit officers and managers
  • Completed loan request summaries and credit analyses as part of the loan application to submit the Information to approval committees
  • Evaluated client information to propose a payback schedule based on payment history, earning, savings, and purchase activity
  • Maintaining of MIS regarding disbursement/payments & PDD
  • Handling payments of customer/dealer and Vendors
  • Assessed credit risk and analyzed financial statements.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Collaborated with other teams to identify and mitigate risks impacting organization.
  • Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
  • Made decisions and recommendations about extending lines of credit.
  • Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.

Business Analyst in Commercial Vehicle Segment

Hinduja Leyland Finance Ltd
06.2019 - 01.2022
  • Improved business processes by analyzing current practices and recommending optimization strategies.
  • Enabled data-driven decision making with advanced analytics tools, generating valuable insights for the organization.
  • Streamlined project management with effective communication and collaboration across cross-functional teams.
  • Enhanced user experience on company website by analyzing user feedback and implementing necessary adjustments.
  • Supported successful product launches with detailed market analysis and competitive positioning strategies.
  • Facilitated workshops for stakeholders to gather requirements, ensuring projects aligned with business objectives.
  • Led sprint planning, backlog management, and requirement gathering sessions, ensuring timely delivery of
    high-impact product features.
  • Analyzed data to identify root causes of problems and recommend corrective actions.
  • Interacted with internal customers to understand business needs and translate into requirements and project scope.
  • Maintaining of MIS regarding disbursement/payments & PDD

Assistant Accountant

BIVA Securities
10.2018 - 05.2019
  • Recording and categorizing expenses in accounts books
  • Prepare invoices, expense reports and payment memos
  • Maintain general ledger and payrolls entries
  • Finding and addressing any discrepancy in accounting books
  • Taking care of tax returns and making sure they are paid off in time
  • Performed data processing in MS Excel

Education

MBA - Finance and Marketing

Uttarakhand Technical University
01.2017

M.Com -

Uttarakhand Open University
01.2018

B.Com - undefined

Pandit Lalit Mohan Sharma, PG collage Rishikesh (HNBGU)
01.2015

12th - undefined

ISC Board
01.2012

10th - undefined

ICSE Board
01.2010

Skills

  • Credit validations
  • Financial statement review
  • Project management
  • Customer Relations
  • Loan recommendations
  • Data analysis
  • Stakeholder management
  • Microsoft Excel
  • Figma
  • Jira
  • Confluence
  • Adobe Analytics

Accomplishments

  • Achieved Star of the quarter award in SMFG India
  • Star of the month awarded by Axis Bank
  • On the Spot team awarded by Hinduja Leyland Finance Ltd.

Disclaimer

I hereby declare that the above mention particulars are true in every respect and nothing has been concealed or withheld by me. Date:- Sign ature

Timeline

Business Analyst

SMFG India
12.2023 - 12.2024

Business Analyst in Working Capital and Lap OD

Axis bank Ltd
02.2022 - 11.2023

Business Analyst in Commercial Vehicle Segment

Hinduja Leyland Finance Ltd
06.2019 - 01.2022

Assistant Accountant

BIVA Securities
10.2018 - 05.2019

B.Com - undefined

Pandit Lalit Mohan Sharma, PG collage Rishikesh (HNBGU)

12th - undefined

ISC Board

10th - undefined

ICSE Board

MBA - Finance and Marketing

Uttarakhand Technical University

M.Com -

Uttarakhand Open University

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