Sannarajula Srilatha
Hyderabad
Summary
Results-oriented Credit Manager with 1 year of experience in credit analysis, risk assessment, and portfolio management. Skilled in developing and implementing credit policies, conducting thorough financial analysis, and leading cross-functional teams to optimize credit processes. Proven track record of improving credit metrics, reducing delinquency rates, and enhancing profitability. Seeking to leverage expertise in credit management to drive business growth and mitigate risk.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Branch Credit Manager
Piramal Capital And Housing Finance
06.2023 - Current
- Research and evaluate credit worthiness
- Personal Discussion (PD) with customers to evaluate credit worthiness.
- Analyze financial statements, credit reports, and other relevant data to assess creditworthiness of new and existing customers.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Monthly handling around 25 to 30 Files in rotation basis.
- Underwriting Cases
- Maintaining relationships with clients, providing guidance and support throughout credit application process
- Reviewed and analyzed loan procedures.
- Identifying and assessing credit risks associated with loan applications and existing loan portfolios. Implement risk mitigation strategies to minimize credit losses and maintain healthy loan portfolio.
- Collaborating with branch sales teams to identify potential lending opportunities and provide guidance on credit-related matters
Finance Intern
Silly Monks Entertainment Ltd
02.2022 - 04.2024
SUMMER INTERNSHIP
Organization: Silly Monks Entertainment LTD
Duration: 3 months
Project: A comparative study of impact of GST on media and entertainment industry with reference to Silly Monks Entertainment LTD.
- Developed strong relationships with clients through effective communication, fostering trust and satisfaction.
Education
PGDM - Finance And Business Analytics
Vignana Jyothi Institute of Management
Hyderabad, India2023
B.com Honors - Finance
St. Francis Degree College For Women
Hyderabad2020
MEC -
Narayana Junior College
Hyderabad2017
SSC -
Nalanda Vidya Bhavan High School
Hyderabad2015
Skills
- Team Management
- Loan Underwriting
- Credit analysis
- Credit Reports
- Fraud knowledge
- Cash Flow Management
Certification
- Volunteer in creative work in KAIROS 2018.
- Certified in throw ball course and secured very good grade.
- Member of Operations Club in PGDM.
- Conducted and actively hosted an event OPEX on behalf of operations club in PGDM.
Languages
Telugu
Bilingual or Proficient (C2)
English
Advanced (C1)
Additional Information
- Able to work under pressure
- Extremely flexible towards any business requirement
- Positive approach towards any situation
- Self-Motivated
- Quick learner
Hobbies : Arts & Crafts, Painting & Stitching
Engaging in arts and crafts is such a fulfilling way to express creativity. Painting allows me to unleash my imagination and translate emotions and ideas onto canvas. Whether it's with acrylics, watercolors, or digital brushes, each stroke tells a story or captures a mood. Stitching, whether it's hand embroidery or machine sewing, is a delightful blend of precision and creativity.
DECLARATION
I certify that the information provided is true and accurate to the best of my knowledge
Timeline
Branch Credit Manager
Piramal Capital And Housing Finance
06.2023 - Current
Finance Intern
Silly Monks Entertainment Ltd
02.2022 - 04.2024
PGDM - Finance And Business Analytics
Vignana Jyothi Institute of Management
B.com Honors - Finance
St. Francis Degree College For Women
MEC -
Narayana Junior College
SSC -
Nalanda Vidya Bhavan High School
- Volunteer in creative work in KAIROS 2018.
- Certified in throw ball course and secured very good grade.
- Member of Operations Club in PGDM.
- Conducted and actively hosted an event OPEX on behalf of operations club in PGDM.
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