RUPAL JHA
Bengaluru
Summary
Dynamic MBA graduate in Finance and Marketing with a proven track record in data analysis and strategic decision-making. Demonstrated expertise as a Credit Manager, successfully assessing personal loan applications, evaluating credit risk, and ensuring compliance with regulatory standards. Skilled in risk mitigation to protect organizational interests while enhancing operational efficiency. Proficient in MS Office and effective communicator, known for meticulous attention to detail and strong organizational skills. Seeking a challenging corporate role to leverage analytical and strategic capabilities for driving organizational growth.
Overview
6
6
years of post-secondary education
Work History
Assistant Credit Manager
Tata Capital
Noida
5 2024 - 8 2024
- Managed the assessment and verification of personal loan applications, ensuring accuracy and compliance with company standards.
- Scrutinized customer documents for completeness and adherence to regulatory requirements, safeguarding the integrity of the lending process.
- Conducted comprehensive credit risk evaluations to determine applicant eligibility, facilitating informed lending decisions.
- Ensured compliance with financial regulations and company policies throughout all credit assessments and approvals.
- Implemented effective risk mitigation strategies, protecting the organization from potential financial losses.
- Utilized software tools such as SFDC, Finn One, and DMS to streamline credit evaluation processes and enhance operational efficiency.
- Collaborated with sales and operations teams to optimize loan processing, resulting in improved customer satisfaction.
- Maintained up-to-date knowledge of industry trends, regulations, and emerging risks to proactively adjust credit policies as needed.
Intern
S.G.K Skill Solutions
Bengaluru
03.2023 - 05.2023
- Conducted a comprehensive focus study on the "Bridging the Skill Gap: A Program for Industry Readiness," which centered on specialized finance value-added programs, providing actionable insights for program enhancement.
- Supported staff in daily operations, effectively reducing workload and enabling greater focus on strategic assignments.
- Employed strong research and organizational skills to gather secondary data for the value-added program, contributing to its overall success.
- Delivered engaging presentations during college orientation sessions, significantly increasing program enrollment through persuasive communication.
- Received positive feedback for clarity in communication and effective student engagement, enhancing the overall experience.
- Developed key research, presentation, and communication skills while actively contributing to the program's growth.
- Fostered a collaborative team environment by partnering with fellow interns on group projects and presentations, enhancing teamwork and project outcomes.
Education
MBA - Finance & Marketing
ICFAI BUSINESS SCHOOL
Bengaluru, India 05.2022 - 03.2024
M.Com - M.Com
GOENKA COLLEGE OF COMMERCE AND BUSINESS ADMINISTRA
Kolkata, India 11.2019 - 07.2021
B. Com. - B. Com
THK JAIN COLLEGE- Calcutta University
Kolkata, India 08.2016 - 06.2019
Skills
MS Access (Basic)
MS Excel (Basic)
MS PowerPoint
Data Visualization- Power BI
Critical Thinking
Data Analysis
CRM
Multitasking Abilities
Excellent Communication
Decision-Making
Time Management
Credit Control Procedures
Risk Analysis
Risk Mitigation
Teamwork and Collaboration
Problem-Solving
Training
- MS Office Basic, Ramkrishna Mission Institute, Kolkata
- Fundamentals of Digital Marketing, Google Digital
- Data Visualization in Power BI, ICFAI University
Languages
Hindi
English
Bengali
Timeline
Intern
S.G.K Skill Solutions
03.2023 - 05.2023
MBA - Finance & Marketing
ICFAI BUSINESS SCHOOL
05.2022 - 03.2024
M.Com - M.Com
GOENKA COLLEGE OF COMMERCE AND BUSINESS ADMINISTRA
11.2019 - 07.2021
B. Com. - B. Com
THK JAIN COLLEGE- Calcutta University
08.2016 - 06.2019
Assistant Credit Manager
Tata Capital
5 2024 - 8 2024
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