Summary
Overview
Work History
Education
Skills
Certification
Interests
Timeline
Generic
Manideep Naidu M

Manideep Naidu M

Area Collection Manager
Hyderabad

Summary

Collections professional prepared to elevate recovery strategies and streamline collection processes. Known for collaborative approach and delivering consistent results under changing conditions. Effective in negotiation, conflict resolution, and fostering team collaboration.

Overview

10
10
years of professional experience
2
2
Certifications
3
3
Languages

Work History

Area Collection Manager

Flexi Loans (EPI Money India Private Limited )
10.2024 - Current
  • Working as a Area Collection Manager (ACM) for entire AP & Telangana overall Region.
  • To conduct/ coordinate for Monthly Review for monitoring Business Performance.
  • Looking after BL portfolio from Bucket-1 to Written off with 65Cr Portfolio for Entire A.P & Telangana
  • Leading a team of 10 members on roll working together in one direction to attain common organization goals.
  • Review will be taken on daily basis on DRR Vs Achievement.
  • Ensuring on all the escalation reported to be closed within TAT Time.
  • Increasing the productivity with the help of legal tools by conducting Conciliation camps, and sending Arbitrations , Sec 25 and Sec 138 and Sec 17 notices.
  • Honor of receiving Top Best Region Award received GOLD MEDAL (Rewards & Reorganization) for Best performance across PAN INDIA in 2025.

Area Collection Manager

Kotak Mahindra Bank
01.2020 - 10.2024
  • Working as a Area Collection Manager (ACM) for entire AP & Telangana overall.
  • To conduct/ coordinate for Monthly Review for monitoring Business Performance.
  • Responsible For Salaried (PL) portfolio and Salaried OD (SPLN-OD) accounts for A.P & Telangana.
  • Looking after SPLN portfolio from Bkt-2 to -Bkt 7 and also taking care of NPA and Infant portfolio.
  • Leading a team of 10 members on roll working together in one direction to attain common organization goals.
  • Gripped digital applications in routine collections' at all levels like allocation of portfolio through software, handheld devices at FOS level, EBIX collection portal for obtaining customer account details through online applications.
  • Handling 43Cr in SPLN, and 15Cr in SPLN OD portfolio and PDL of 10lakhs portfolio.
  • Conducting hurdle meeting alternate days with CM to understand the issues and concerns on existing agencies and discussion with proprietor to fix the issues.
  • Review will be taken on daily basis on DRR Vs Achievement.
  • Ensuring on all the escalation reported to be closed within TAT Time.
  • Increasing the productivity with the help of legal tools by conducting Conciliation camps, and sending Arbitrations and Sec 138 and Sec 17 notices.
  • To monitor performance of CRM business leads on various parameters and put-up reports to Top Management.
  • Honor of receiving Top Gun Best Area Manager Award (Rewards & Reorganization) for Best performance across PAN INDIA for (2023-2024)

Manager

Fullerton India Credit Company Limited
01.2019 - 01.2020
  • Working as a Manager for Hyderabad location Sales.
  • Mapping business needs and tailoring a solution using all relevant products and solutions, drawing on expert internal resources as required.
  • Identifying and acquiring the potential channel partners and maintaining the relationship with existing agencies and freelancers.
  • Establishing productive in PL&BL, professional relationships with key personnel in assigned partner accounts.
  • Presenting the product details to channel partners, imparting training, if needed.
  • Keeping channel partners up to date with product news and offers on a weekly basis to maintain corporate awareness.
  • Generating revenue through various means & collection follow-ups; coordinating with the team and channel partners for lead generation.

Manager

Bajaj Finance Limited
06.2018 - 12.2018
  • Handling team size of 10 in D2C Personal Loans Business.
  • Maintaining Business with channels of E-referrals (DEAL 4 LOAN, PAISA BAZAR, MY LOAN CARE & INDIA LENDS) and handling channels of local DSA's with New Business and Existing Business.
  • Maintain the highest metrics of IRR & PF with insurance.
  • Presenting the product details to channel partners, imparting training, if needed.

Corporate Agency Manager

HDFC LIFE
09.2017 - 05.2018
  • Handled direct Insurance sales & channel sales and Analyze sales pipelines and trends with senior management in order to forecast quarterly.
  • Trained and mentored 12 entry level sales representatives with products and sales tricks.
  • Leading teams of up to 12 salespeople while motivating them to increase sales and promote brand recognition and loyalty.
  • Organized weekly team meetings and monthly to strengthen team bonds and product knowledge.

Wealth Management Officer

ICICI Bank
06.2015 - 08.2017
  • Retail Liabilities, Credit Cards, Loans, Travel cards and Forex services.
  • To build and maintain effective business relationship with Wealth & GPC Customers.
  • Achieve the agreed individual sales targets to ensure compliance with the banks policies and Procedure.
  • Promote the bank retail products and services to potential customers by making proactive sales efforts.
  • Provide the Ongoing Customer/ Market feedback to my team leads to improve the business.

Education

Bachelor - Electrical, Electronics And Communications Engineering

JNTU Hyderbad
Hyderabad
04.2001 -

Skills

    Debt recovery expertise

    Portfolio management

    Credit risk assessment

    Patience and persistence

    Teamwork and collaboration

Certification

Gold Medal For Top Performance Entire PAN INDIA in FLEXI LOANS ( EPI MONEY INDIA PRIVATE LIMITED )

Interests

Cricket

Listening Music

Timeline

Gold Medal For Top Performance Entire PAN INDIA in FLEXI LOANS ( EPI MONEY INDIA PRIVATE LIMITED )

04-2025

Area Collection Manager

Flexi Loans (EPI Money India Private Limited )
10.2024 - Current

'' Top Gun Award '' for Best Area Manager Entire Pan India in KOTAK MAHINDRA BANK

07-2023

Area Collection Manager

Kotak Mahindra Bank
01.2020 - 10.2024

Manager

Fullerton India Credit Company Limited
01.2019 - 01.2020

Manager

Bajaj Finance Limited
06.2018 - 12.2018

Corporate Agency Manager

HDFC LIFE
09.2017 - 05.2018

Wealth Management Officer

ICICI Bank
06.2015 - 08.2017

Bachelor - Electrical, Electronics And Communications Engineering

JNTU Hyderbad
04.2001 -
Manideep Naidu MArea Collection Manager