Summary
Overview
Work History
Education
Skills
Hobbies and Interests
Certification
Timeline
Generic
K KARTHIK KUMAR

K KARTHIK KUMAR

Mahabubnagar

Summary

To Leverage my 9 years of expertise in Banking operations, Customer relationship management and financial analysis to drive organizational success, delivery exceptional client solutions, and contribute to business growth. Seeking a challenging role in a progressive financial institutional where I can apply my proven skill in risk management, compliance, and team leadership while enhancing operational efficiency and fostering long term client relationships.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Branch Banking Officer

DBS Bank India Limited
Mahabubnagar
05.2016 - Current
  • Maintain customer accounts, serve as a contact point for customers, and identify cross-sell opportunities.
  • Make follow-up calls with customers, and close all pending cases.
  • Maintain vault stock registers, and tally on a monthly basis.
  • Processed cash receipts and payments with meticulous precision, minimizing banking discrepancies.
  • Recorded daily operations, highlighting incidents, and identifying trends for ongoing business improvements.
  • Conducted due diligence on customers, obtaining various records to demonstrate suitability for loan applications.
  • Delivered high-performing initiatives to improve customer and business experiences, and outcomes.
  • Answered customer inquiries concerning credit standing, loan balances, and penalties.
  • Performed diligent horizon scanning, minimizing future financial risk, and seeking growth opportunities.
  • Researched and investigated loan application lists to prevent loans from defaulting on repayments.
  • Delivered comprehensive and supportive customer service to all clients, using exceptional customer service skills.
  • Embodied brand values, presentation standards, and customer support approaches outlined by the branch.

Reasoning Faculty as a Freelancer

IBS Institute of Banking
Hyderabad
05.2015 - 04.2016

Education

Master of Computer Applications - Computers

Sri Indu Institute of Management
Hyderabad
01.2013

Bachelor of Science - Computers

MVS Govt. Arts and Science college
Mahbubnagar, TG
01.2010

Skills

  • Organizational skills
  • Time management
  • Strong work ethic
  • Analytical thinking
  • Problem solving
  • KYC
  • Compliance management

Hobbies and Interests

  • Reading Books
  • Travelling
  • Cooking

Certification

  • PGDCA in Yuva Shakthi Educational Society.
  • NCC With Certificate-B.
  • Certificate of Excellence in Creative Memory and Study Skills.
  • MSME Certification.
  • Certificate of Appreciation in Terot Card Reading.

Timeline

Branch Banking Officer

DBS Bank India Limited
05.2016 - Current

Reasoning Faculty as a Freelancer

IBS Institute of Banking
05.2015 - 04.2016

Master of Computer Applications - Computers

Sri Indu Institute of Management

Bachelor of Science - Computers

MVS Govt. Arts and Science college
K KARTHIK KUMAR