Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Guru Krishna V GURUKRISHNA

Hyderabad

Summary

Adept at leveraging Data Analytics and Underwriting skills, I significantly enhanced the profitability of the AP & Telangana region for ICICI Lombard General Insurance Co. My expertise in Claims Trend Analytics and a proactive approach in stakeholder engagement led to strategic pricing adjustments, achieving a notable improvement in loss ratios. Demonstrated excellence in fostering client relationships and driving operational efficiencies.

Overview

13
13
years of professional experience

Work History

Senior Manager- Motor Underwriting

ICICI Lombard General Insurance Co
06.2024 - Current

Working as a Regional Underwriter for AP & Telangana region for Commercial Vehicles segment.

Executed comprehensive risk evaluations to determine policy acceptability and pricing strategies for the Region.

Conducted Agent Engagement Activities to increase Business in Profit Pool Segments for the region.

Conducting Amplify Sessions with Cross functional verticals to increase Gross premium in the region in Profit pool Segments.

Evaluation of Fleets as per process guidelines and approval of the same and periodic reviewing of the onboarded fleets by analyzing Claims trends and providing pricing corrections if needed or discontinuing the sourcing by having a Joint call with Business Team.

Presenting the OR Dashboards to business team and conducting discussion forums to increase profitability in the Region.


Manager- Motor Claims & Networking

Reliance General Insurance Company
11.2016 - 05.2024

Championed insurance claims process by providing expert knowledge and building positive, trusting relationship to support clients during challenging times.

Handled claims consistent with client and corporate policies,procedures, best practices and regulations.

Had coordinated with IT team in providing inputs in developing or modifying claims management software, identifying crash scenarios and providing technical inputs while resolving raised tickets.

Assisting IT team in identifying errors and providing mails to them about the errors faced by ground level users of claim management software.

Senior Executive- Motor Claims

Future Generali Insurance
07.2014 - 06.2016

Handling and training Tab based virtual Claim Management system

Generating backend policy details to make claim decisions.

Negotiating settlements with claimants.

Ensuring a fair settlement and good customer service for the client.

Liaise with Garages to implement cost effective repairs in order to reduce Average claim cost.

Executive- Motor Claims

Reliance General Insurance Company
08.2012 - 06.2014

Thorough documentation and general office administration.

Ensuring the customer is treated fairly and that the customer receives excellent service in accordance with industry and company guidelines;

Negotiating settlements with claimants.

Ensuring a fair settlement and good customer service for the client.

Liaise with Garages to implement cost effective repairs in order to reduce Average claim cost.

Education

B.Tech - Automobile Engineering

SRM University
Chennai, India
03-2012

Skills

Underwriting- Commercial Vehicles

Data Analytics

MS Excel

Claims Trend Analytics

Loss Ratio Analysis

Pricing strategies

Fleet Evaluation

Languages

English
Upper intermediate (B2)
Tamil
Upper intermediate (B2)
Telugu
Intermediate (B1)
Hindi
Intermediate (B1)

Timeline

Senior Manager- Motor Underwriting

ICICI Lombard General Insurance Co
06.2024 - Current

Manager- Motor Claims & Networking

Reliance General Insurance Company
11.2016 - 05.2024

Senior Executive- Motor Claims

Future Generali Insurance
07.2014 - 06.2016

Executive- Motor Claims

Reliance General Insurance Company
08.2012 - 06.2014

B.Tech - Automobile Engineering

SRM University
Guru Krishna V GURUKRISHNA