GORAGA PRAVALIKA
Hyderabad
Summary
Driven by a deep passion for understanding financial systems, professional aspirations have always revolved around the finance field. Finance professional with a year of experience in Underwriting Home and Mortgage Loans, Financial Analysis and Portfolio Management.
Overview
5
5
years of professional experience
Work History
Management Trainee
ICICI Home Finance
10.2023 - 04.2024
- Analyzing Company's Financial Performance includes past Financial and Business Performance
- Assessing the Creditworthiness of potential customers and undertakes Credit Risk Analysis
- Determining loan eligibility, based on Credibility and Potential Revenues and Losses of customers
- Conducting in-depth Review of Financial Statements, Income Tax Returns, Projections and ratios
- Evaluated credit worthiness of more than 200 files of various Individuals including NRI and Indian Employees, Partnership Firms and Companies, handled Ticket Size of more than Rs.1 cr to Rs 5 cr
- Verifies Chain Title Documents and Market Valuation reports
- End to end underwriting for Home loans and Mortgage loans as per Credit Risk Policies
- Analyzing CIBIL Reports to know about applicant's Credit History
- Involved in Disbursement Process from preparation of Disbursement Memo to Cheque handover
- Preparing MIS and handling Audit Queries
Tax Consultant
Tax Buddy
06.2023 - 07.2023
- Filed 100 plus Income Tax Returns for individuals within dead lines
- Provided Tax Savings Guidance for customers
- Analyzed financial documents to accurately reflect client information on tax returns.
Article Assistant
R Ramarao and Associates, Chartered Accountants
09.2019 - 09.2022
- Handled Statutory Audit, Concurrent Audit of banks & Internal Audit for Companies including detailed analysis of financial statements
- Conducted Physical Stock Audits of entities engaged in trading sector
- Involved in Statutory Audits and Tax Audits of Multiple Companies and reviewed the general ledger accounts
- Performed detailed analysis on the accounting data for various client organizations as part of Statutory and Tax Audits
- Involved in dealing with filing of various types of & 250+ Income Tax Returns and advised clients regarding compliances of TDS provisions
- Reconciled debtor and creditor balances, vouched income & expenditures
- Filed 150+ Goods and Service Tax Monthly, Quarterly & Annual Returns of entities engaged in the areas of Construction Services, Retail Trading, IT Services and Others
- Preparation and review of Financial Statements i.e., Balance sheet, Profit and Loss a/c, Cash flow statements in compliance with Schedule III
- Prepared Financial Projections for various entities engaged in the areas of Trading, Consultancy Services and Mining related activities
- Incorporated companies and provided assistance in ROC Compliances
- Prepared 15CA and 15CB Certifications to comply with Foreign Payments and Preparation of Net worth Certificates
- Hyderabad
- Reviewed customer accounts to identify and resolve irregularities.
Education
CA Final (Group II) -
ICAI
05.2023
CA Final (Group I) -
ICAI
11.2022
CA Inter (Group II) -
ICAI
11.2020
CA Inter (Group I) -
ICAI
11.2018
CA Foundation -
ICAI
06.2017
Class XII -
Sri Chaitanya Junior College
03.2017
Class X -
Sree Vani High School
03.2015
Skills
- Underwriting and Analyzing
- MS office
- Financial Analysis
- Financial Modelling
- Time management
- Communication and Leadership Skills
- Performance tracking and evaluation
- Tally Prime and Winmann Software
- Performance tracking and evaluation
- Tally Prime and Winmann Software
- Performance tracking and evaluation
- Tally Prime and Winmann Software
Extracurricularsandachievements
- Won first prize in Rangoli Competition and second prize in khokho game in school.
- Participated Actively in Painting & Science fair Activities.
Hobbies and Interests
- Singing and Listening to Music.
- Cooking and making Rangoli.
Disclaimer
I hereby declare that the above mentioned details are true to the best of my knowledge and belief.
Personal Information
- Age: 24
- Gender: Female
Timeline
Management Trainee
ICICI Home Finance
10.2023 - 04.2024
Tax Consultant
Tax Buddy
06.2023 - 07.2023
Article Assistant
R Ramarao and Associates, Chartered Accountants
09.2019 - 09.2022
CA Final (Group I) -
ICAI
CA Inter (Group II) -
ICAI
CA Inter (Group I) -
ICAI
CA Foundation -
ICAI
Class XII -
Sri Chaitanya Junior College
Class X -
Sree Vani High School
CA Final (Group II) -
ICAI
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