Bala Monika Thipirishetty
Sangareddy
Summary
Experienced Credit Analyst offering well-developed skills in managing teams, record updates, and financial statement reviews. Pursuing a position in a busy organization where a qualified individual with an understanding of collections is highly sought.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Credit Analyst
DHFL
01.2019 - 11.2020
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Assessed loan requests for accuracy, completeness and conformance with established lending guidelines.
- Analyzed customer payment histories to assess credit risk profiles.
- Determined appropriate loan terms based on borrower's creditworthiness.
- Monitored customer accounts to ensure timely payments were made in accordance with loan agreements.
- Evaluated the performance of existing customers by analyzing their past repayment behavior as well as current account status.
- Maintained accurate records of all transactions related to credit activities.
Education
MBA - Finance And HR
Osmania University
Hyderabad06.2016
Skills
- Credit Reporting
- Oral and written communications
- Financial statements expertise
- Data Compilation
Certification
Microsoft Office Specialist MOS certification
Languages
English
Advanced (C1)
Hindi
Upper intermediate (B2)
Telugu
Advanced (C1)
Timeline
Credit Analyst
DHFL
01.2019 - 11.2020
MBA - Finance And HR
Osmania University
Microsoft Office Specialist MOS certification
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